Auto-split from a receipt

Upload a photo of the receipt and we'll read the total automatically, then split it per person. Text recognition isn't always 100% accurate, so please double-check the amount below.

📷
Tap to choose or take a receipt photo

Add a payment handle

This is the handle in your paypal.me/yourname link.
$
PayLink
Split bills with PayPal & Venmo
💬 See exactly how it arrives, first No handle needed — try it as a real message in 30 seconds ›
⚡ No handle to type. Just tap and pay.

Stop chasing friends
for money. Start collecting.

Drop one link. It opens PayPal or Venmo with the exact amount already loaded — no spelling out your handle, no "wait how much was it?" text three days later.

100% free Nothing stored, ever Links self-destruct in 24h
Create your link — free ↓ ▶ Watch it happen
Payment requestjust now
@alex, pay me back
to @you via PayPal
$25.00
Dinner last night
Pay with PayPal
✅ Paid in 2 taps
👥 Split it. Track it. Done.

Dinner for six?
Math for zero.

Enter the headcount, we handle the division. Everyone gets their own link, and you watch the checkmarks roll in as they pay.

🔢 Auto-split ✅ Live paid tracker 📤 One send, whole group
Split a bill — free ↓
Last night's dinner · 4 people
Per person
$15.00
⬜Sam$15.00
⬜Casey$15.00
🔒 Built to disappear

Your handle never
touches our servers.

Every saved handle lives in your browser, full stop. Nothing is sent anywhere, and links quietly delete themselves after 24 hours.

🚫 Zero data collected 🗑 Self-deleting links 🔐 Yours, only yours
Start safely — free
🛡️
Privacy by design
Your handle only ever exists on this device. The person paying you never sees more than what you choose to share.
Trusted by many people · many payment links created · Live in 30 seconds, no sign-up

My payment handles

Stored only in this browser. Not visible on other devices or to anyone else.

👇 START HERE — takes 3 seconds

Create a payment request

30 seconds start to finish · Handles stored only in your browser

Commas are added automatically. End with = to auto-calculate.
Step 1

Works with the apps everyone already has.

No new app to download, no account to create. Pick PayPal or Venmo — whichever your friend already has installed on their phone.

PayPal
or
Venmo
Step 2

Type an amount. Get a link. That's it.

No forms, no verification email, no waiting. Type what you're owed and PayLink builds the request instantly, right in your browser.

$25.00
↓
tossmoney.site/us/r/8k2p
Real use cases

From rent to road trips.

Roommates splitting rent, a group covering an Airbnb, gift money pooled for a birthday — if it moves between friends, there's a link for it.

🏠Rent
✈️Trips
🎁Gifts
🍕Takeout
Stay on top of it

See who's paid without asking twice.

Group links show a live paid/pending status for everyone in the split, so you're not stuck checking your bank app or sending reminder texts.

AAlex
SSamPending
JJordan
–Total visits
–Links created
–Visits today

See exactly what your friend gets

When you share a PayLink, it doesn't show up as a scary raw URL. It arrives as a clean preview card that says who's asking and how much — so your friend knows it's legit before they even tap. Switch between PayPal and Venmo to see it.

Try the full interactive demo →
$
You
Hey! Here's the link for last night 👇
$
$25.00
TOSSMONEY.SITE
Pay $25 to @you
Payment request via PayPal. Pay in one tap.
delivered · now

Why Americans are ditching "what's your Venmo?"

Splitting money should take seconds — not a back-and-forth in the group chat.

⚡

No more awkward asking

Stop typing out your handle and chasing people one by one. Drop a single link and let everyone pay themselves — no nagging required.

🎯

The amount is already filled in

Your friend taps once and PayPal or Venmo opens with the exact amount pre-loaded. No "wait, how much was it again?"

🛡️

Safer than posting your handle

Share a purpose-built link instead of broadcasting your payment username in a public thread. Nothing about you is stored on our servers.

🆓

Free, forever

No account, no download, no subscription. PayLink is completely free — you only ever use the apps you already have.

🌍

Works on any phone

It's just a link. Send it over iMessage, WhatsApp, Instagram, Snap, email — anywhere. Opens instantly in the browser.

🧾

Everyone sees the same thing

One link, one amount, one note. No confusion about who owes what — the request is crystal clear for the whole group.

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Perfect for the moments money gets awkward

🍜
Group dinners

Split the check without passing your phone around the table.

🏠
Rent & utilities

Collect from roommates every month with a link you can reuse.

🚗
Road trips

Gas, Airbnb, tickets — settle the whole trip in one message.

🎟️
Concert & event tickets

Front the cost, then get paid back the second you share the link.

🎁
Group gifts

Chip in for a birthday or farewell gift without a spreadsheet.

🍕
Late-night delivery

Order for the dorm or office and collect everyone's share fast.

How PayLink works, step by step

PayLink is intentionally simple. There's nothing to sign up for and nothing to install — you're just building a smart link around the payment app you already use.

  • 1. Add a payment handle. Choose PayPal or Venmo and save the username you want to be paid at. It's stored only in this browser, never on our servers.
  • 2. Enter an amount and a note. Type how much you're owed and, optionally, what it's for ("Dinner," "Trip," "Concert tix"). The amount gets pre-filled in the payment app automatically.
  • 3. Share the link. Copy it or tap Share and drop it in any chat. Your friend opens it, sees a clean request card, and taps one button to pay you inside PayPal or Venmo.
  • 4. Track who's paid. For group requests, check off each person as they pay — the running total updates automatically.
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Why we built PayLink for the US

💬

3 texts, gone

The average "can you Venmo me?" thread. One link replaces the follow-ups.

🔒

0 servers

Your handle lives only in your browser — never stored on ours.

⚡

1 tap

Your friend pays inside the PayPal or Venmo app they already have.

Frequently asked questions

Hover to pause and read.

Q. Do you store my payment details?

No. Your saved handle lives only in your browser and is never sent to a server. See our Privacy Policy.

Q. Does PayLink handle the money?

Never. PayLink only builds the link. The actual payment happens 100% inside PayPal or Venmo. We don't touch, hold, or transfer your funds.

Q. Is it really free?

Yes — no fee, no account, no app to install. PayPal or Venmo may charge their own fees for certain payment types, but PayLink itself is always free.

Q. Does my friend need an account with anything?

They just need the payment app you chose (PayPal or Venmo). There's no PayLink account — they simply tap the link and pay.

Q. How long is a link valid for?

Links expire automatically 24 hours after they're created and can no longer be opened after that.

Q. Can I request money from a group at once?

Yes. The "Group split" tab lets you enter a name and amount per person — each gets their own link, and you can check off who's paid.

Q. Can a receipt photo split the bill automatically?

Yes. "Auto-split from a receipt photo" reads the total and divides it evenly across the number of people you enter.

Q. Is it safe to share the link publicly?

The link only contains a request to pay you — it can't pull money from anyone. Still, only share it with people you expect to pay you.

Who made this?

PayLink is an independent, one-person project — not a company, not a startup chasing your data. It started as a simple tool to make splitting bills as easy as sending a link, and it's kept that way on purpose: no accounts, no tracking, no catch.

It's free because it should be. If it saved you an awkward "hey can you pay me back?" text, that's the whole point. Questions, ideas, or bugs? Reach out any time at [email protected].

PayLink is a free, independent tool and is not affiliated with, endorsed by, or sponsored by PayPal or Venmo. PayPal and Venmo are trademarks of their respective owners. PayLink never processes, holds, or transfers money — all payments happen inside your own payment app.
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